Craft Insurance

Being a British Canoeing member gives you access to cover for your canoe, kayak and paddleboard from our trusted partners Towergate Insurance.

What’s included

Being a British Canoeing member gives you access to cover for your canoe, kayak and paddleboard from our trusted partners Towergate Insurance. Developed with paddler’s needs in mind, here are some of the benefits included when you protect your craft with Towergate.

Click on the link to read the Craft Insurance Policy Schedule.

Cover for up to two craft for £56

This includes (canoes, paddleboards and kayaks) up to £2,000 each

Theft cover for canoes

We all know that the portability of canoes and kayaks make them an easy target for criminals. Fortunately, with a Towergate policy, theft is covered (at market value), so you can enjoy some peace of mind.

Just make sure that you secure your craft to keep it safer and meet the policy conditions for cover to apply.

White-water use

Options available for both non white-water and white-water use. This means that while extreme sports enthusiasts are navigating tricky stretches, damage caused by collisions or underwater objects is covered. Total loss of your canoe or kayak is also insured.

Dedicated claims team

Towergate has a dedicated team on hand to authorise repairs or agree to payments, and get your claim settled as quickly as possible.

Purchasing Craft Insurance

The insurance can only be taken out as a benefit of your membership. So, simply add it when joining or renewing on our online membership system.

The policy can be downloaded from within your Membership Dashboard and it will be included in your welcome email.

If you need cover now and don’t want to wait until your membership renewal, you can get craft insurance directly with Towergate by calling them on 0344 892 1318 for a quote.

Changes to the Craft Insurance Price

The price of the craft insurance cover, provided by Towergate Insurance, is increasing from 1st February 2022 from £45 to £56.

  • Cover for 2 crafts (canoes, paddleboards and kayaks) up to £2000 each
  • Up to £250 cover for any one paddle
  • Excess of £100 for craft and £50 for a paddle

The cover offered by Towergate Insurance continues to offer flexible canoe and kayak insurance with theft cover as standard.

Cancellation Rights

You may cancel your policy within 14 days of purchase by contacting the British Canoeing Membership team using the live chat or contact page. You will be given a full refund of any premium paid provided that:

  • You have not made and are not intending to make a claim
  • No incident likely to give rise to a claim has occurred

British Canoeing is an Introducer of Towergate Insurance. Towergate Insurance is a trading name of Towergate Underwriting Group limited.  Registered in England Company No. 4043759 Registered Office: 2 Minster Court, Mincing Lane, London EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at or by contacting them on 0800 111 6768.


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