Craft Insurance

Towergate and British Canoeing have teamed up to help protect your life on the water.

British Canoeing membership gives you access to exclusive craft insurance provided by Towergate, offering cover for your canoes, kayaks and paddleboards, available to add when you buy or renew your British Canoeing membership.

Haven’t considered canoe, kayak or paddleboard insurance?

Although not a legal requirement, you should consider what suits your individual needs. You may find your craft is covered by your home insurance, however, in many cases, your craft may not be covered away from the home. You should check your policy wording for exclusions.

Specific canoe and kayak insurance is designed to make sure you have cover in place while your canoe is in storage, in transit or on the water.

What’s included in the Craft Insurance?

  • Cover for up to two craft for £60

This includes (canoes, paddleboards and kayaks) up to £2,000 each

  • Theft cover for canoes and kayaks

Theft cover provided as standard) Just make sure to secure your craft to keep it safe and meet the policy conditions found in the policy wording for cover to apply.

  • Paddle abroad

Cover for trips in Western Europe for up to 30 days.

Full details of the cover provided and terms and conditions applicable, can be found in the policy wording, with a summary provided in the Insurance Product Information Document, available below:

Craft Insurance Policy Schedule

Craft Insurance Product Information Document

How to purchase craft insurance

Simply add it when joining or renewing on our online membership system. The policy documents can be downloaded from within your Membership Dashboard and it will be included in your welcome email.

Membership not due for renewal now or need cover for a different value craft?

If you need cover now and you are outside of your membership renewal or have a different value craft, you can take a policy out with Towergate directly by getting a quote today. British Canoeing Members will receive a 20% discount on their policy.

Visit Towergate Insurance to get more information and a quote.

Cancellation rights

You may cancel craft insurance cover within 14 days of joining or renewing your membership by contacting the British Canoeing Membership team using the live chat or contact page. You will be given a full refund of any premium paid provided that:

  • You have not made and are not intending to make a claim
  • No incident likely to give rise to a claim has occurred

Making a Claim

With effect from 1st November 2023, any new claims reported will be handled by the insurer, Navigators & General.    We would like to assure you that claims reported prior to 1st November 2023 and any related queries will continue to be handled by Davies Group.

Please refer to the table below for the relevant contact details based on when the claim is reported.



Existing claims reported prior to 1st November 2023 Any new claims reported from 1st November 2023
 Davies Group  Navigators & General
Phone Number 0330 018 2292 01273 863 450
Email Address [email protected] [email protected]
Postal Address Towergate Marine Claims

Davies Group

Direct House, Lacy Way

Lowfields Business Park



Navigators & General – Brighton

PO Box 3707



United Kingdom



British Canoeing is an introducer of Towergate Insurance. Towergate Insurance is a trading name of Advisory Insurance Brokers Limited. Registered in England Company No. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at or by contacting them on 0800 111 6768.

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